/* ============================================================
   One Plus Medical Plan — site styles
   Brand: blue #2F5CAA · green #8DBE22 · deep #142C5A
   Design goals: clean, lots of white space, large readable
   type (senior-friendly), soft rounded cards, mobile-first.
   ============================================================ */
:root{
  --blue:#2F5CAA; --blue-dark:#1F4285; --blue-deep:#142C5A;
  --green:#8DBE22; --green-dark:#5F8512;
  --ink:#16203A; --muted:#55617A; --line:#E3EAF4;
  --bg:#FFFFFF; --soft:#F5F8FC; --sand:#F7F9F1;
  --radius:18px; --shadow:0 14px 40px rgba(20,44,90,.10);
  --max:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.65;font-size:18px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.narrow{max-width:860px;margin:0 auto}
h1,h2,h3,h4{line-height:1.18;color:var(--blue-deep);letter-spacing:-.02em;font-weight:800}
h1{font-size:clamp(2.3rem,5vw,3.5rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.5rem)}
h3{font-size:1.3rem}
h4{font-size:1.05rem}
p{margin-bottom:1rem}
p:last-child{margin-bottom:0}
.eyebrow{display:inline-block;font-size:.82rem;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;color:var(--green-dark);margin-bottom:14px}
.lead{font-size:1.18rem;color:var(--muted);max-width:660px}
section{padding:92px 0}
section.tight{padding:64px 0}
.soft{background:var(--soft)}
.sand{background:var(--sand)}
.center{text-align:center}
.center .lead{margin-left:auto;margin-right:auto}
.sec-head{margin-bottom:54px}
.sec-head h2{margin-bottom:14px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;z-index:200;background:#fff;padding:12px 18px;border-radius:8px;box-shadow:var(--shadow)}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:15px 30px;
  border-radius:999px;font-weight:700;font-size:1.02rem;border:2px solid transparent;cursor:pointer;
  transition:.18s;text-decoration:none!important;line-height:1.2}
.btn-primary{background:var(--green);color:#152207}
.btn-primary:hover{background:#7CAB1C;transform:translateY(-2px)}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:var(--blue-dark);transform:translateY(-2px)}
.btn-ghost{border-color:#9FB4D4;color:var(--blue-deep);background:#fff}
.btn-ghost:hover{border-color:var(--blue);background:var(--blue);color:#fff}
.btn-ghost-white{border-color:rgba(255,255,255,.65);color:#fff}
.btn-ghost-white:hover{background:rgba(255,255,255,.14)}
.btn-row{display:flex;flex-wrap:wrap;gap:14px}
.btn-sm{padding:11px 22px;font-size:.95rem}

/* ---------- Top bar + header ---------- */
.topbar{background:var(--blue-deep);color:#C9D7EE;font-size:.9rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:18px;
  padding-top:9px;padding-bottom:9px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600}
.topbar .links{display:flex;gap:20px;flex-wrap:wrap;align-items:center}
.topbar .sep{opacity:.4}
header.site{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.97);
  backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:84px;gap:20px}
.brand{display:flex;align-items:center}
.brand img{height:54px;width:auto}
.brand .wordmark{display:none;font-weight:800;font-size:1.4rem;color:var(--blue);letter-spacing:-.02em}
.brand .wordmark b{color:var(--green-dark)}
.brand.nologo .wordmark{display:block}
.brand.nologo img{display:none}
nav.main{display:flex;align-items:center;gap:28px}
nav.main > a,.dd > button{color:var(--ink);font-weight:600;font-size:1rem;background:none;
  border:0;font-family:inherit;cursor:pointer;padding:0;display:flex;align-items:center;gap:6px}
nav.main > a:hover,.dd > button:hover{color:var(--blue);text-decoration:none}
nav.main > a.active,.dd.active > button{color:var(--blue);box-shadow:0 3px 0 var(--green)}
.dd{position:relative}
.dd > button:after{content:"";width:7px;height:7px;border-right:2px solid currentColor;
  border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:.2s}
.dd.open > button:after{transform:rotate(-135deg) translateY(-2px)}
.dd-menu{display:none;position:absolute;top:calc(100% + 18px);left:-20px;background:#fff;
  border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:10px;min-width:280px}
.dd.open .dd-menu{display:block}
.dd-menu a{display:block;padding:11px 16px;border-radius:9px;color:var(--ink);font-weight:600;font-size:.97rem}
.dd-menu a:hover{background:var(--soft);color:var(--blue);text-decoration:none}
.nav-cta{display:flex;align-items:center;gap:14px}
.menu-btn{display:none;background:none;border:0;cursor:pointer;padding:6px}
.menu-btn span{display:block;width:26px;height:3px;background:var(--blue-deep);border-radius:3px;margin:5px 0;transition:.2s}

/* ---------- Image placeholder system ----------
   <figure class="ph r43" data-ph="Description"><img src="..." alt="..."></figure>
   If the file is missing, a dashed box with the description shows instead. */
.ph{position:relative;border-radius:22px;overflow:hidden;background:var(--soft);margin:0}
.ph img{width:100%;height:100%;object-fit:cover;display:block}
.ph.r43{aspect-ratio:4/3}
.ph.r169{aspect-ratio:16/9}
.ph.r11{aspect-ratio:1/1}
.ph.r32{aspect-ratio:3/2}
.ph.missing{display:grid;place-items:center;border:2px dashed #AFC3DE;background:
  repeating-linear-gradient(45deg,#F5F8FC,#F5F8FC 12px,#EDF3FA 12px,#EDF3FA 24px);padding:28px}
.ph.missing img{display:none}
.ph.missing:after{content:"🖼  " attr(data-ph);color:#53637E;font-size:.92rem;
  font-weight:600;text-align:center;max-width:320px;line-height:1.5}

/* ---------- Hero ---------- */
/* Full-bleed photo (family on the beach, subject sits in the right ~55% of the
   frame) with a light wash on the left so the copy stays readable. */
.hero{background:#DCE8F4;padding:104px 0 116px;position:relative;overflow:hidden;
  min-height:620px;display:flex;align-items:center}
.hero-bg{position:absolute;inset:0;z-index:0;display:block}
.hero-bg img{display:block;width:100%;height:100%;object-fit:cover;object-position:68% 60%}
.hero::after{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;
  background:linear-gradient(90deg,rgba(246,250,255,.96) 0%,rgba(246,250,255,.9) 32%,
    rgba(246,250,255,.55) 52%,rgba(246,250,255,0) 72%)}
.hero .wrap{position:relative;z-index:1;width:100%}
.hero-copy{max-width:620px}
.hero h1{margin-bottom:0}
.hero h1 span{color:var(--blue)}
.hero p.lead{margin:22px 0 32px;font-size:1.22rem;color:var(--ink)}
.hero-note{font-size:.88rem;color:var(--muted);margin-top:24px}
.pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);
  border-radius:999px;padding:9px 16px;font-size:.9rem;font-weight:600;color:var(--blue-deep)}
.pill i{font-style:normal;color:var(--green-dark);font-weight:800}

/* ---------- Trust strip ---------- */
.trust{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:0}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.trust div{text-align:center;padding:34px 18px;border-right:1px solid var(--line)}
.trust div:last-child{border-right:0}
.trust strong{display:block;font-size:1.55rem;font-weight:800;color:var(--blue);line-height:1.2}
.trust span{font-size:.95rem;color:var(--muted);display:block;margin-top:4px}

/* ---------- Cards ---------- */
.grid{display:grid;gap:26px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;
  transition:.22s;display:flex;flex-direction:column}
.card:hover{box-shadow:var(--shadow);transform:translateY(-4px);border-color:#CBDAEE}
a.card:hover{text-decoration:none}
.card .ico{width:62px;height:62px;border-radius:16px;display:grid;place-items:center;margin-bottom:22px;flex:none;
  background:linear-gradient(140deg,var(--blue),#4C80D8)}
.card .ico.green{background:linear-gradient(140deg,#6F9A15,var(--green))}
.card .ico svg{width:30px;height:30px;stroke:#fff;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.card h3{margin-bottom:10px}
.card p{color:var(--muted);font-size:1rem;flex:1}
.card .more{font-weight:700;margin-top:18px;color:var(--blue);font-size:.98rem}
.card .more:after{content:" →"}

/* ---------- Split feature ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.rev .split-media{order:-1}
.ticks{list-style:none;margin:24px 0 30px}
.ticks li{padding-left:36px;position:relative;margin-bottom:13px}
.ticks li:before{content:"✓";position:absolute;left:0;top:3px;width:23px;height:23px;border-radius:50%;
  background:var(--green);color:#152207;font-weight:800;font-size:.78rem;display:grid;place-items:center}
.stat-box{background:linear-gradient(140deg,var(--blue-deep),var(--blue));border-radius:24px;
  padding:48px;color:#fff;position:relative;overflow:hidden}
.stat-box:after{content:"";position:absolute;right:-70px;bottom:-70px;width:240px;height:240px;
  border-radius:50%;background:rgba(141,190,34,.3)}
.stat-box .big{font-size:4.2rem;font-weight:800;line-height:1;position:relative;z-index:1}
.stat-box .big small{font-size:1.7rem}
.stat-box p{opacity:.92;margin-top:14px;position:relative;z-index:1}

/* ---------- Steps ---------- */
.step{text-align:center;padding:12px 18px}
.step .num{width:70px;height:70px;border-radius:50%;background:var(--green);color:#152207;
  font-weight:800;font-size:1.7rem;display:grid;place-items:center;margin:0 auto 22px}
.step p{color:var(--muted)}

/* ---------- Comparison table ---------- */
.table-wrap{overflow-x:auto;border-radius:var(--radius);border:1px solid var(--line);background:#fff}
table.compare{width:100%;border-collapse:collapse;min-width:640px}
.compare th,.compare td{padding:17px 20px;text-align:center;border-bottom:1px solid var(--line);font-size:1rem}
.compare th:first-child,.compare td:first-child{text-align:left;font-weight:600}
.compare tr:last-child td{border-bottom:0}
.compare thead th{background:var(--blue-deep);color:#fff;font-size:1.05rem}
.compare thead th.us{background:var(--green);color:#152207}
.compare td.us{background:#F7FBEE;font-weight:700;color:var(--green-dark)}

/* ---------- Plans ---------- */
.plan{background:#fff;border:1.5px solid var(--line);border-radius:22px;padding:38px 30px;
  text-align:center;position:relative;display:flex;flex-direction:column}
.plan.featured{border-color:var(--green);box-shadow:var(--shadow)}
.plan .tag{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--green);
  color:#152207;font-weight:800;font-size:.74rem;padding:6px 16px;border-radius:999px;
  letter-spacing:.08em;text-transform:uppercase}
.plan h3{font-size:1.45rem;margin-bottom:6px}
.plan .who{color:var(--muted);font-size:.97rem;margin-bottom:20px}
.price{font-size:2.7rem;font-weight:800;color:var(--blue);line-height:1.1;min-height:58px;
  display:flex;align-items:center;justify-content:center;flex-direction:column}
.price small{font-size:1rem;color:var(--muted);font-weight:600}
.price.blank{font-size:1.1rem;color:var(--blue-deep);font-weight:700}
.plan ul{list-style:none;text-align:left;margin:24px 0;flex:1}
.plan li{padding:9px 0 9px 30px;position:relative;font-size:.97rem;border-bottom:1px dashed var(--line)}
.plan li:last-child{border-bottom:0}
.plan li:before{content:"✓";position:absolute;left:0;color:var(--green-dark);font-weight:800}
.fee-note{text-align:center;color:var(--muted);font-size:.93rem;margin-top:26px}

/* ---------- FAQ ---------- */
.faq{max-width:900px;margin:0 auto}
.faq h2{font-size:1.45rem;margin:46px 0 18px;padding-bottom:12px;border-bottom:2px solid var(--line)}
.faq h2:first-child{margin-top:0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;padding:0 24px}
.faq details[open]{border-color:#CBDAEE;box-shadow:0 6px 20px rgba(20,44,90,.06)}
.faq summary{cursor:pointer;padding:22px 0;list-style:none;display:flex;justify-content:space-between;
  align-items:flex-start;gap:18px}
.faq summary::-webkit-details-marker{display:none}
.faq summary h3{font-size:1.1rem;font-weight:700;color:var(--blue-deep);margin:0}
.faq summary:after{content:"+";font-size:1.7rem;color:var(--green-dark);font-weight:700;line-height:1;flex:none}
.faq details[open] summary:after{content:"–"}
.faq .ans{padding:0 0 24px;color:var(--muted)}
.faq .ans p{margin-bottom:.8rem}
.faq-intro{max-width:760px;margin:0 auto 48px;text-align:center}

/* ---------- Testimonials ---------- */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;position:relative}
.quote .stars{color:var(--green-dark);letter-spacing:2px;margin-bottom:14px;font-size:1.05rem}
.quote p{color:var(--ink);font-size:1.02rem}
.quote footer{margin-top:18px;font-weight:700;color:var(--blue-deep);font-size:.95rem}
.quote.empty{border-style:dashed;border-color:#AFC3DE;background:var(--soft);
  display:grid;place-items:center;text-align:center;min-height:190px;color:#53637E;font-size:.92rem;font-weight:600}

/* ---------- Page header ---------- */
.page-head{background:linear-gradient(160deg,#F2F7FF,#F7FAF0);padding:70px 0 62px}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:16px}
.crumbs a{color:var(--muted)}
.page-head p.lead{margin-top:16px}

/* ---------- Prose ---------- */
.prose h2{font-size:1.7rem;margin:44px 0 16px}
.prose h3{font-size:1.2rem;margin:30px 0 10px}
.prose p,.prose li{color:var(--muted)}
.prose ul{margin:16px 0 16px 22px}
.prose li{margin-bottom:9px}
.prose > *:first-child{margin-top:0}

/* ---------- CTA ---------- */
.cta{background:linear-gradient(140deg,var(--blue-deep),var(--blue));color:#fff;text-align:center;padding:84px 0}
.cta h2{color:#fff;margin-bottom:14px}
.cta p{color:#D5E1F5;max-width:580px;margin:0 auto 30px;font-size:1.1rem}
.cta .btn-row{justify-content:center}
.cta .fine{margin-top:26px;font-size:.87rem;opacity:.8}

/* ---------- Forms ---------- */
.card-form{background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:34px;border:1px solid var(--line)}
.card-form h3{font-size:1.45rem;margin-bottom:6px}
.card-form .sub{color:var(--muted);font-size:.97rem;margin-bottom:22px}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;color:var(--blue-deep)}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1.5px solid #C6D3E5;
  border-radius:11px;font:inherit;font-size:1rem;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);
  box-shadow:0 0 0 3px rgba(47,92,170,.16)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-note{font-size:.8rem;color:var(--muted);margin-top:12px}
.form-ok{display:none;background:#F0F8DD;border:1px solid #CBE398;color:#2E4208;padding:15px;
  border-radius:11px;font-weight:600;margin-top:14px}

/* ---------- Contact ---------- */
.contact-list{list-style:none}
.contact-list li{display:flex;gap:16px;margin-bottom:24px}
.contact-list .ci{flex:0 0 48px;height:48px;border-radius:13px;background:var(--soft);
  display:grid;place-items:center;color:var(--blue);font-size:1.25rem}
.contact-list b{display:block;color:var(--blue-deep)}
.hours{background:var(--soft);border-radius:16px;padding:24px}
.hours div{display:flex;justify-content:space-between;padding:5px 0}

/* ---------- Footer ---------- */
footer.site{background:#0D1C3A;color:#AEBDD8;padding:70px 0 30px;font-size:.97rem}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:44px;margin-bottom:44px}
footer.site h4{color:#fff;margin-bottom:16px}
footer.site a{color:#AEBDD8;display:block;margin-bottom:9px}
footer.site a:hover{color:#fff}
footer.site p{color:#AEBDD8}
.foot-brand img{height:50px;background:#fff;padding:7px 11px;border-radius:11px;margin-bottom:16px}
.foot-brand .wordmark{display:none;color:#fff;font-weight:800;font-size:1.3rem;margin-bottom:12px}
.foot-brand.nologo .wordmark{display:block}
.foot-brand.nologo img{display:none}
.legal{border-top:1px solid rgba(255,255,255,.13);padding-top:26px;font-size:.79rem;
  line-height:1.65;color:#8697B8}
.legal strong{color:#fff}
.legal p{color:#8697B8;margin-bottom:10px}
.copy{margin-top:18px}

/* ---------- Sticky mobile bar ---------- */
.mobile-bar{display:none}

/* ---------- Responsive ---------- */
@media(max-width:980px){
  section{padding:66px 0}
  .split{grid-template-columns:1fr;gap:40px}
  /* Stacked: copy on a plain wash, the photo pinned to the bottom 440px
     (the padding reserves that space so text and family never overlap). */
  .hero{min-height:0;padding:60px 0 440px;align-items:flex-start;
    background:linear-gradient(160deg,#F2F7FF 0%,#F7FAF0 100%)}
  .hero-bg{top:auto;height:440px}
  .hero-bg img{object-position:66% 50%}
  .hero::after{top:auto;height:440px;
    background:linear-gradient(180deg,rgba(246,250,255,1) 0,rgba(246,250,255,0) 150px)}
  .hero-copy{max-width:none}
  .split.rev .split-media{order:0}
  .g3,.g4{grid-template-columns:1fr 1fr}
  .trust .wrap{grid-template-columns:1fr 1fr}
  .trust div:nth-child(2){border-right:0}
  .trust div:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .foot-grid{grid-template-columns:1fr 1fr}
  nav.main{display:none;position:absolute;top:84px;left:0;right:0;background:#fff;
    flex-direction:column;align-items:stretch;padding:18px 24px 26px;gap:4px;
    border-bottom:1px solid var(--line);box-shadow:var(--shadow);max-height:calc(100vh - 84px);overflow-y:auto}
  nav.main.open{display:flex}
  nav.main > a,.dd > button{padding:14px 0;border-bottom:1px solid var(--line);width:100%;font-size:1.05rem}
  nav.main > a.active,.dd.active > button{box-shadow:none;color:var(--blue)}
  .dd{width:100%}
  .dd > button{justify-content:space-between}
  .dd-menu{position:static;display:block;border:0;box-shadow:none;padding:6px 0 10px 14px;min-width:0}
  .dd-menu a{padding:10px 12px;font-size:.98rem;color:var(--muted)}
  .nav-cta .btn{display:none}
  .menu-btn{display:block}
}
@media(max-width:640px){
  body{font-size:17px;padding-bottom:78px}
  section{padding:54px 0}
  .g2,.g3,.g4{grid-template-columns:1fr}
  .two{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .trust .wrap{grid-template-columns:1fr}
  .trust div{border-right:0;border-bottom:1px solid var(--line);padding:24px 18px}
  .topbar .links.right{width:100%;justify-content:center}
  .topbar .wrap{justify-content:center}
  .stat-box{padding:34px}
  .card{padding:28px}
  .mobile-bar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:70;background:#fff;
    border-top:1px solid var(--line);padding:11px 14px;gap:10px;box-shadow:0 -4px 20px rgba(20,44,90,.08)}
  .mobile-bar .btn{flex:1;padding:14px 10px;font-size:.98rem}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}
  html{scroll-behavior:auto}}

/* ---------- Price tiers under a headline price ---------- */
.tiers{margin:14px 0 0;font-size:.95rem}
.tiers div{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px dashed var(--line)}
.tiers span{color:var(--muted)}
.tiers b{color:var(--blue-deep);font-weight:700;white-space:nowrap}
.plan .setup{font-size:.85rem;color:var(--muted);margin-top:12px;text-align:center}

/* ---------- Inline note card (home pharmacy strip) ---------- */
.card.inline-note{margin-top:26px;flex-direction:row;align-items:center;gap:24px;
  background:var(--sand);border-color:#E2EACF}
.card.inline-note .ico{margin-bottom:0}
@media(max-width:700px){.card.inline-note{flex-direction:column;align-items:flex-start;text-align:left}}

/* ---------- Collapsed "more pricing" block ---------- */
.more-prices{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:0 28px}
.more-prices summary{cursor:pointer;list-style:none;padding:26px 0;display:flex;
  justify-content:space-between;align-items:center;gap:20px}
.more-prices summary::-webkit-details-marker{display:none}
.more-prices summary h2{font-size:1.25rem;margin:0}
.more-prices summary span{color:var(--muted);font-size:.9rem;flex:1;text-align:right}
.more-prices summary:after{content:"+";font-size:1.8rem;color:var(--green-dark);font-weight:700;line-height:1;flex:none}
.more-prices[open] summary:after{content:"–"}
.more-prices > *:last-child{padding-bottom:28px}
@media(max-width:700px){.more-prices summary{flex-wrap:wrap}.more-prices summary span{text-align:left;width:100%}}

/* ---------- Compact price table ---------- */
table.compare.mini{min-width:520px}
.compare.mini th,.compare.mini td{padding:13px 14px;font-size:.94rem}
.compare.mini thead th{background:var(--soft);color:var(--blue-deep);font-size:.88rem;
  text-transform:uppercase;letter-spacing:.05em}
.compare.mini tbody th{color:var(--blue-deep)}