Affordable healthcare, made simple.
One membership gives your family negotiated member rates on doctors, dental, vision, labs and prescriptions — with a bilingual team that answers the phone.
Everyday healthcare, clearer savings
Four core benefit areas, one simple membership. Use participating providers and pay the applicable member rate.
Doctors & Urgent Care
Primary care, specialists and urgent care at negotiated member rates — without the traditional referral process.
Learn moreDental & Vision
Dental evaluations and cleanings at no cost, savings on dental procedures, plus an annual eye exam and eyewear savings.
Learn moreLabs & Diagnostic Imaging
Member rates on laboratory testing, X-rays, ultrasound, CT and MRI through participating facilities.
Learn moreER Visits & Hospital Advocacy
Had an emergency room visit or hospital stay? An advocate reviews the bill and works to bring down what you owe.
Learn morePharmacy savings included
Prescription savings at participating pharmacies, included with every membership.
Three simple steps
Join One Plus
Choose the membership that fits your household and enroll.
Access your benefits
Receive the services and discounts included with your membership.
Use it and save
Visit a participating provider, show your membership, pay the member rate.
Simple. Affordable. Supported.
- Simple — member benefits that are easy to understand, with no traditional claims process.
- Affordable — designed to help make everyday healthcare services more affordable.
- Supported — a real bilingual team available when you need assistance.
How a medical discount plan differs from health insurance
A discount plan is not a replacement for major medical insurance — but it can be a simpler, more affordable way to pay for everyday care.
| One Plus Membership | Health Insurance | |
|---|---|---|
| Paperwork | None — pay the member rate at your visit | Claims, explanations of benefits, billing disputes |
| Referral to see a specialist | Not required by One Plus | Often required |
| Dental & vision savings | Included | Usually a separate policy |
| Help with hospital bills | Hospital Advocacy included | Varies |
| When you can join | Any time of year | Open Enrollment or a qualifying life event |
| Social Security number | Not required | Generally required |
Quick answers
What can I do if I don't have health insurance?
If you do not have health insurance, start by checking whether you qualify for an ACA Marketplace plan, Medicaid or employer-sponsored insurance.
If you remain uninsured, or you simply want another way to save on routine care, One Plus Medical Plan helps members access participating doctors, dental and vision services, prescriptions and laboratory services at negotiated member rates. One Plus is not insurance, but it can be a useful tool for managing everyday healthcare expenses.
Can I see a doctor without health insurance?
Yes. Without insurance, patients generally pay for the visit themselves. One Plus members access participating primary care doctors and specialists at negotiated member rates, which can make an eligible visit more affordable than a provider's standard price.
What is a medical discount plan?
A medical discount plan is a membership program that gives members access to reduced prices from participating healthcare providers. The program negotiates rates with those providers, and the member pays the provider directly when receiving an eligible service.
A medical discount plan is not health insurance and does not pay or reimburse medical claims.
Do I need a Social Security number to join One Plus?
No. A Social Security number is not required to join One Plus Medical Plan. Eligibility requirements may vary depending on the membership or service selected.
What members say
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Ready to get started?
Become a One Plus member today, or call and we'll walk you through it.
One Plus Medical Plan is a discount medical plan and is not insurance.